| |
| Account |
Balance |
APY |
Interest Rate |
| Investor Checking |
$0-$2,499 |
.02% |
.02% |
| |
$2,500 and above |
.05% |
.05% |
| |
| 50+ Checking |
$0 and above |
.02% |
.02% |
| |
| VIP Checking |
$0 and above |
.02% |
.02% |
| |
| Money Market Investor |
$0-$9,999 |
.02% |
.02% |
|
$10,000-$49,999 |
.05% |
.05% |
|
$50,000-$99,999 |
.07% |
.07% |
|
$100,000 and above |
.10% |
.10% |
| |
| Savings |
|
|
|
| Savings |
$0 and above |
.02% |
.02% |
| Christmas Club |
$0 and above |
.02% |
.02% |
| Dream Savings |
$0 and above |
.02% |
.02% |
| |
| Health Savings Account |
$0-$9,999 |
.15% |
.15% |
|
$10,000-$24,999 |
.25% |
.25% |
|
$25,000 and above |
.50% |
.50% |
| |
| Certificates of Deposit |
|
|
|
| 3 Month CD |
$500.00 |
.05% |
.050% |
| 6 Month CD |
$500.00 |
.10% |
.100% |
| 12 Month CD |
$500.00 |
.20% |
.200% |
| 18 Month CD |
$500.00 |
.30% |
.300% |
| 24 Month CD |
$500.00 |
.350% |
.350% |
| 30 Month CD |
$500.00 |
.40% |
.400% |
| 36 Month CD |
$500.00 |
.50% |
.500% |
| 48 Month CD |
$500.00 |
.75% |
.750% |
| 60 Month CD |
$500.00 |
1.00% |
.999% |
| |
| IRA (contributory) |
|
|
|
| 18 Month CD (Variable*) |
$500.00 |
.55% |
.545% |
| 18 Month CD (Fixed) |
$500.00 |
.40% |
.400% |
| |
| IRA (non-contributory) |
|
|
|
| 12 Month CD |
$500.00 |
.30% |
.300% |
| 18 Month CD |
$500.00 |
.40% |
.400% |
| 24 Month CD |
$500.00 |
.45% |
.450% |
| 30 Month CD |
$500.00 |
.50% |
.500% |
| 36 Month CD |
$500.00 |
.60% |
.600% |
| 48 Month CD |
$500.00 |
.85% |
.850% |
| 60 Month CD |
$500.00 |
1.10% |
1.090% |
| |
| IRA Money Market |
$0-$9,999 |
.10% |
.10% |
|
$10,000-$49,999 |
.15% |
.15% |
|
$50,000-$99,999 |
.20% |
.20% |
|
$100,000 and above |
.30% |
.30% |
APY (Annual Percentage Yield) assumes interest remains on deposit.
Withdrawals and/or fees may reduce earnings on deposit.
Rates are variable and subject to change without notice – on Checking and Savings accounts.
A penalty may be imposed for early withdrawal on CDs and IRAs
* The rate is based on the 91day Treasury Bill Rate plus a margin of .50%
over the index.
Minimum balance to open:
All checking - $50.00
Money Market - $100.00
Savings - $100.00
Christmas Club - $25.00
Dream Savings - $1.00
|
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