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Rates effective as of July 17, 2019

APY = Annual Percentage Yield. APR = Annual Percentage Rate.

APY assumes interest remains on deposit. Withdrawals and/or fees may reduce earnings on deposit. Rates are variable and subject to change without notice (checking and savings accounts).


Investor CheckingLearn More

Tier Minimum Required Opening Deposit APY Interest Rate
$0 - $2,499 $50  0.02% 0.02%
$2,500+ $50  0.05% 0.05%

50+ CheckingLearn More

Tier Minimum Required Opening Deposit APY Interest Rate
$0+ $50 0.02% 0.02%

Money Market InvestorLearn More

Tier Minimum Required Opening Deposit APY Interest Rate
$0 - $9,999 $100 0.02% 0.02%
$10,000 - $49,999 $100 0.05% 0.05%
$50,000 - $99,999 $100 0.10% 0.10%
$100,000+ $100 0.15% 0.15%

Savings

Account Minimum Required Opening Deposit APY Interest Rate
Statement Savings $100 0.02% 0.02%
Dream Savings $1 0.02% 0.02%

Health Savings AccountLearn More

Tier APY Interest Rate
$0 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.25% 0.25%
$25,000+ 0.35% 0.35%

Certificates of DepositLearn More

Term APY Interest Rate
3 Months 0.05% 0.05%
6 Months 0.10% 0.10%
12 Months 0.30% 0.30%
18 Months 0.65% 0.65%
24 Months 1.00% 0.999%
30 Months 1.10% 1.09%
36 Months 1.15% 1.14%
48 Months 1.35% 1.34%
60 Months 1.50% 1.49%

A penalty may be imposed for early withdrawal.

Individual Retirement AccountsLearn More

Term Contributory / Non-Contributory APY Interest Rate
18 Months (Variable*) Contributory 2.75% 2.71%
18 Months (Fixed) Contributory 0.75% 0.75%
12 Months Non-Contributory 0.40% 0.40%
18 Months Non-Contributory 0.75% 0.75% 
24 Months Non-Contributory 1.10% 1.09%
30 Month Non-Contributory 1.20% 1.19%
36 Months Non-Contributory 1.25% 1.24%
48 Months Non-Contributory 1.45% 1.44%
60 Months Non-Contributory 1.60% 1.59%

 

A penalty may be imposed for early withdrawal.

*The rate is based on the 91day Treasury Bill Rate plus a margin of .50% over the index.

IRA Money MarketLearn More

Tier APY Interest Rate
$0 - $9,999 0.07% 0.07%
$10,000 - $49,999 0.10% 0.10%
$50,000 - $99,999 0.15% 0.15%
$100,000+ 0.20% 0.20%

Auto LoansLearn More

Year Term Rate w/ Auto-Pay APR w/ Auto-Pay Payment per $1,000 Borrowed
2018 - 2019 New 36 Months 3.99% 4.044% $29.54
2018 - 2019 New 48 Months 4.25% 4.291% $22.71
2018 - 2019 New 60 Months 4.50% 4.533% $18.67
2018 - 2019 New 72 Months* 4.75% 4.764% $16.00
2015 - 2018 Used 36 Months 4.50% 4.554% $29.77
2015 - 2018 Used 48 Months 4.75% 4.791% $22.93
2015 - 2018 Used 60 Months 4.99% 5.023% $18.88
2014 or earlier Financing options available. Contact your Tri City National Bank lender for more details.

 

*72 month term available only for loan amounts of $20,000 or greater with a minimum credit score of 720.
 Advertised APRs are for vehicle purchase loans, and assume excellent borrower credit history with Auto-Pay from a Tri City National Bank Checking or Savings Account.  Your actual APR may be different based on your credit history, loan purpose, loan amount, loan-to-value, loan term, applicable discounts, and fees.  Rates are subject to change at any time, and subject to credit approval. Other restrictions may apply. Ask us for details.

Mortgage LoansLearn More

Visit our  Mortgage Center for today's mortgage rates.

Tri City National Bank offers other mortgage and home equity loan programs. Contact a lender to learn more about the programs and today's pricing.