Skip to content

Rates effective as of October 22, 2018.

APY = Annual Percentage Yield. APR = Annual Percentage Rate.

APY assumes interest remains on deposit. Withdrawals and/or fees may reduce earnings on deposit. Rates are variable and subject to change without notice (checking and savings accounts).


Investor CheckingLearn More

Tier Minimum Required Opening Deposit APY Interest Rate
$0 - $2,499 $50  0.02% 0.02%
$2,500+ $50  0.05% 0.05%

50+ CheckingLearn More

Tier Minimum Required Opening Deposit APY Interest Rate
$0+ $50 0.02% 0.02%

Money Market InvestorLearn More

Tier Minimum Required Opening Deposit APY Interest Rate
$0 - $9,999 $100 0.02% 0.02%
$10,000 - $49,999 $100 0.05% 0.05%
$50,000 - $99,999 $100 0.10% 0.10%
$100,000+ $100 0.15% 0.15%

Savings

Account Minimum Required Opening Deposit APY Interest Rate
Statement Savings $100 0.02% 0.02%
Dream Savings $1 0.02% 0.02%

Health Savings AccountLearn More

Tier APY Interest Rate
$0 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.25% 0.25%
$25,000+ 0.35% 0.35%

Certificates of DepositLearn More

Term APY Interest Rate
3 Months 0.05% 0.05%
6 Months 0.10% 0.10%
12 Months 0.30% 0.30%
18 Months 0.65% 0.65%
24 Months 1.00% 0.999%
30 Months 1.10% 1.09%
36 Months 1.15% 1.14%
48 Months 1.35% 1.34%
60 Months 1.50% 1.49%

A penalty may be imposed for early withdrawal.

Individual Retirement AccountsLearn More

Term Contributory / Non-Contributory APY Interest Rate
18 Months (Variable*) Contributory 2.81% 2.77%
18 Months (Fixed) Contributory 0.75% 0.75%
12 Months Non-Contributory 0.40% 0.40%
18 Months Non-Contributory 0.75% 0.75% 
24 Months Non-Contributory 1.10% 1.09%
30 Month Non-Contributory 1.20% 1.19%
36 Months Non-Contributory 1.25% 1.24%
48 Months Non-Contributory 1.45% 1.44%
60 Months Non-Contributory 1.60% 1.59%

 

A penalty may be imposed for early withdrawal.

*The rate is based on the 91day Treasury Bill Rate plus a margin of .50% over the index.

IRA Money MarketLearn More

Tier APY Interest Rate
$0 - $9,999 0.07% 0.07%
$10,000 - $49,999 0.10% 0.10%
$50,000 - $99,999 0.15% 0.15%
$100,000+ 0.20% 0.20%

Auto LoansLearn More

Year Term APR with Auto-Pay Payment per $1,000 Borrowed
2018 - 2019 New 36 Months 3.99% $29.52
2018 - 2019 New 48 Months 4.49% $22.80
2018 - 2019 New 60 Months 4.99% $18.87
2013 - 2017 Used 36 Months 4.99% $29.97
2013 - 2017 Used 48 Months 5.49% $23.25
Other 12 Months 6.49% $86.29

 

Advertised APRs assume excellent borrower credit history with Auto-Pay from a Tri City National Bank Checking or Savings Account.  Rates are subject to credit approval. Your actual APR may be different based on your credit history, loan amount, loan-to-value, loan term, applicable discounts, and fees.  Rates are subject to change at any time. Other restrictions may apply. Ask us for details.

Mortgage LoansLearn More

Visit our  Mortgage Center for today's mortgage rates.

Tri City National Bank offers other mortgage and home equity loan programs. Contact a lender to learn more about the programs and today's pricing.